:root{
  --navy:#0f2d4a;--navy-2:#173b60;--navy-3:#0b2137;--gold:#c89a3f;--gold-2:#e1ba6a;
  --ink:#172331;--muted:#667381;--line:#e5e9ee;--paper:#fbfaf7;--soft:#f4f7fa;--white:#fff;
  --shadow:0 18px 50px rgba(15,45,74,.10);--shadow-sm:0 10px 28px rgba(15,45,74,.08);--max:1240px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans TC","PingFang TC","Microsoft JhengHei",sans-serif;font-size:19px;line-height:1.72;letter-spacing:.005em}a{color:inherit}img{max-width:100%;height:auto;display:block}
.wrap,.header-inner,.topbar .inner{max-width:var(--max);margin:auto;padding-left:28px;padding-right:28px}
.topbar{background:var(--navy-3);color:#e8eef4;font-size:14px}.topbar .inner{display:flex;justify-content:space-between;align-items:center;gap:18px;padding-top:8px;padding-bottom:8px}
header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid rgba(15,45,74,.08)}.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.logo-mark{width:48px;height:48px;border-radius:15px;background:linear-gradient(145deg,var(--gold-2),var(--gold));color:#fff;display:grid;place-items:center;font-size:21px;font-weight:950;letter-spacing:-.06em;box-shadow:0 7px 18px rgba(200,154,63,.25)}.brand strong{display:block;color:var(--navy);font-size:19px;line-height:1.15}.brand small{display:block;color:#8a7560;font-size:11px;letter-spacing:.14em;margin-top:5px}
nav{display:flex;align-items:center;gap:22px}nav a{font-size:16px;font-weight:800;text-decoration:none;color:#344556;transition:.15s}nav a:hover{color:var(--navy)}nav .cta{background:var(--navy);color:#fff;padding:11px 16px;border-radius:12px;box-shadow:0 7px 18px rgba(15,45,74,.14)}nav .cta:hover{color:#fff;background:#153b61}
.hero{background:radial-gradient(circle at 90% 12%,rgba(225,186,106,.16),transparent 25%),linear-gradient(180deg,#fff 0%,#fbfaf7 100%);border-bottom:1px solid var(--line)}.hero .wrap{padding-top:78px;padding-bottom:72px}.eyebrow,.kicker{font-size:13px;letter-spacing:.14em;font-weight:950;text-transform:uppercase;color:#a97b29}.breadcrumb{font-size:15px;color:#7a8793;margin-bottom:18px}.breadcrumb a{text-decoration:none}
h1,h2,h3,h4{color:var(--navy);letter-spacing:-.03em}h1{font-size:clamp(44px,5.4vw,68px);line-height:1.08;margin:12px 0 22px;font-weight:950}h2{font-size:clamp(32px,3.8vw,48px);line-height:1.18;margin:0 0 18px;font-weight:950}h3{font-size:25px;line-height:1.3;margin:0 0 8px;font-weight:900}h4{font-size:20px;margin:0 0 8px}.lead{font-size:22px;line-height:1.62;color:#3d4c5b;margin:0;max-width:850px}
.btns,.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 20px;border-radius:13px;border:1px solid rgba(15,45,74,.16);text-decoration:none;font-size:17px;font-weight:900;transition:.18s}.btn.primary{background:var(--navy);color:#fff;border-color:var(--navy);box-shadow:0 10px 24px rgba(15,45,74,.16)}.btn.primary:hover{transform:translateY(-1px);background:#153d64}.btn.light{background:#fff;color:var(--navy)}.btn.light:hover{transform:translateY(-1px);box-shadow:var(--shadow-sm)}
.section{padding:76px 0;border-bottom:1px solid var(--line)}.section.soft{background:var(--paper)}.section.blue{background:#f1f6fa}.section.dark{background:var(--navy-3);color:#fff}.section.dark h2,.section.dark h3,.section.dark .lead{color:#fff}.section.dark .kicker{color:#e5c279}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:none;transition:transform .18s ease,box-shadow .18s ease,border-color .18s}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:#d7dde4}.card.flat{box-shadow:none}.card p{margin:7px 0 0;color:#536171}.tag{display:inline-flex;padding:6px 10px;border-radius:999px;background:#f2f5f8;color:var(--navy);font-size:13px;font-weight:900;margin-bottom:12px}.track{border-top:4px solid var(--gold)}
.quick-points{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:28px}.quick-point{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px}.quick-point b{display:block;color:var(--navy);font-size:19px;margin-bottom:5px}.quick-point:hover{box-shadow:var(--shadow-sm)}
.legal-tree{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.legal-tree .card{box-shadow:none}
.flow{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;min-height:170px}.step .n{font-size:32px;font-weight:950;color:var(--gold);line-height:1;margin-bottom:12px}.step strong{display:block;font-size:19px;color:var(--navy);margin-bottom:6px}
.checklist{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:10px}.checklist li{position:relative;padding:14px 16px 14px 46px;background:#fff;border:1px solid var(--line);border-radius:13px}.checklist li:before{content:"✓";position:absolute;left:16px;top:14px;width:23px;height:23px;border-radius:50%;background:linear-gradient(145deg,var(--gold-2),var(--gold));color:#fff;display:grid;place-items:center;font-size:13px;font-weight:900}
.note,.warn,.ok{border-radius:16px;padding:18px 20px;margin-top:18px}.note{background:#f5f8fb;border:1px solid #dbe5ee}.warn{background:#fff8e8;border:1px solid #ead7a6}.ok{background:#edf8f1;border:1px solid #c7e3d0}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:18px;background:#fff}.table{width:100%;border-collapse:collapse;font-size:17px;min-width:680px}.table th,.table td{padding:16px 17px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}.table th{background:#f2f5f8;color:var(--navy);font-weight:900}.table tr:last-child td{border-bottom:0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:15px;padding:18px 20px;margin:12px 0}.faq details[open]{box-shadow:var(--shadow-sm)}.faq summary{cursor:pointer;font-weight:900;color:var(--navy);font-size:19px}.faq p{margin-bottom:0}.meta-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.meta{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;font-size:14px;font-weight:800;color:#617080}
.status-ladder{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:10px;margin-top:22px}.status-node{background:#fff;border:1px solid var(--line);border-radius:16px;padding:15px 14px;min-height:112px}.status-node span{display:block;font-size:13px;font-weight:900;color:var(--gold);letter-spacing:.08em}.status-node b{display:block;color:var(--navy);font-size:18px;line-height:1.35;margin-top:4px}.status-node p{font-size:15px;line-height:1.55;margin:7px 0 0;color:#566473}
.info-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:18px}.info-box{border:1px solid var(--line);border-radius:16px;background:#fff;padding:16px}.info-box small{display:block;color:#718090;font-weight:800}.info-box strong{display:block;color:var(--navy);font-size:18px;margin-top:4px;line-height:1.35}
.timeline{display:grid;gap:0;margin-top:20px}.timeline-item{display:grid;grid-template-columns:74px 1fr;gap:18px;position:relative;padding-bottom:22px}.timeline-item:before{content:"";position:absolute;left:35px;top:42px;bottom:0;width:2px;background:var(--line)}.timeline-item:last-child:before{display:none}.timeline-num{width:70px;height:70px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:950}.timeline-body{border:1px solid var(--line);border-radius:15px;padding:16px 18px;background:#fff}.timeline-body h3{font-size:22px}
.calculator{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.member-row{display:grid;grid-template-columns:1fr 2fr auto;gap:10px;margin:10px 0}input,select,textarea{width:100%;font:inherit;font-size:17px;padding:13px 14px;border:1px solid #c2ccd5;border-radius:11px;background:#fff}button{font:inherit;font-weight:900;cursor:pointer}.score-box{background:var(--navy);color:#fff;border-radius:17px;padding:22px;margin-top:18px}.score-box .score{font-size:48px;font-weight:950;line-height:1}.source-list a{display:block;color:var(--navy);font-weight:800;margin:8px 0;word-break:break-word}
.sticky-cta{position:fixed;right:18px;bottom:18px;z-index:50;display:flex;gap:8px;flex-direction:column}.sticky-cta a{background:var(--navy);color:#fff;text-decoration:none;padding:11px 14px;border-radius:12px;font-weight:900;box-shadow:0 8px 24px rgba(15,45,74,.22)}
.footer{background:#0a2035;color:#fff;padding:54px 0}.footer .cols{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:30px}.footer h4{color:#fff}.footer p,.footer a{color:#c7d1db;font-size:16px}.footer a{text-decoration:none}.small{font-size:15px;color:var(--muted)}

/* v4 homepage */
.v4-hero{padding:76px 0 64px;background:radial-gradient(circle at 74% 16%,rgba(225,186,106,.2),transparent 27%),linear-gradient(180deg,#fff 0%,#faf9f5 100%);overflow:hidden}.v4-hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:54px;align-items:center}.license-chip{display:inline-flex;gap:8px;align-items:center;padding:8px 12px;border-radius:999px;background:#fff7e7;color:#855f1d;font-size:14px;font-weight:900;border:1px solid #eed9ad}.v4-hero h1{margin-top:18px;max-width:720px}.v4-hero .lead{max-width:680px}.hero-badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.hero-badge{padding:9px 12px;background:#fff;border:1px solid var(--line);border-radius:12px;color:#4b5968;font-size:15px;font-weight:850}.hero-image-card{position:relative;border-radius:30px;overflow:hidden;box-shadow:0 24px 65px rgba(15,45,74,.16);background:#ddd;min-height:520px}.hero-image-card img{width:100%;height:100%;min-height:520px;object-fit:cover}.hero-image-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(8,31,51,.5) 100%)}.hero-float{position:absolute;left:22px;right:22px;bottom:22px;z-index:2;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.65);border-radius:18px;padding:17px 18px;display:flex;justify-content:space-between;gap:16px;align-items:center}.hero-float strong{display:block;color:var(--navy);font-size:18px}.hero-float span{color:#697785;font-size:14px}.hero-float .mini-cta{white-space:nowrap;background:var(--navy);color:#fff;text-decoration:none;padding:10px 13px;border-radius:10px;font-weight:900;font-size:14px}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px}.section-head p{margin:0;max-width:620px;color:#617080}.track-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.track-card{position:relative;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;min-height:220px;overflow:hidden;transition:.2s}.track-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.track-card .num{font-size:13px;color:#9c7b42;font-weight:950;letter-spacing:.14em}.track-card h3{margin-top:16px}.track-card p{font-size:16px;color:#5e6d7c}.track-card:after{content:"→";position:absolute;right:22px;bottom:18px;font-size:24px;color:var(--gold)}
.service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.service-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px;min-height:180px;position:relative;transition:.2s}.service-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm)}.service-icon{width:48px;height:48px;border-radius:14px;background:#f7efe0;color:#8b6320;display:grid;place-items:center;font-weight:950;font-size:20px;margin-bottom:18px}.service-card h3{font-size:21px}.service-card p{font-size:15px;color:#667381;margin:6px 0 0}.service-card .more{position:absolute;right:18px;bottom:16px;font-size:13px;color:#8c7449;font-weight:900}
.visual-strip{border-radius:28px;overflow:hidden;box-shadow:var(--shadow);background:#fff}.visual-strip img{width:100%;aspect-ratio:16/7;object-fit:cover}.visual-strip .caption{padding:18px 22px;display:flex;justify-content:space-between;gap:24px;align-items:center}.visual-strip .caption p{margin:0;color:#617080;font-size:16px}
.gates{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px;margin-top:28px}.gate{background:#fff;border:1px solid rgba(255,255,255,.13);border-radius:18px;padding:18px;min-height:160px}.section.dark .gate{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.12)}.gate .n{color:#e3bb6b;font-weight:950;font-size:13px;letter-spacing:.12em}.gate strong{display:block;margin-top:12px;font-size:18px}.gate p{font-size:14px;color:#bdd0df;margin:6px 0 0}
.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.tool-card{text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;transition:.2s}.tool-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm)}.tool-card small{color:#9b7a3b;font-weight:900;letter-spacing:.08em}.tool-card h3{margin-top:12px}.tool-card p{font-size:16px;color:#667381}.tool-card .arrow{color:var(--gold);font-size:24px}
.about-split{display:grid;grid-template-columns:.95fr 1.05fr;gap:40px;align-items:center}.about-photo{border-radius:28px;overflow:hidden;box-shadow:var(--shadow)}.about-photo img{width:100%;height:520px;object-fit:cover}.trust-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:24px}.trust-item{border:1px solid var(--line);border-radius:16px;padding:16px;background:#fff}.trust-item b{display:block;color:var(--navy)}.trust-item span{font-size:14px;color:#687684}
.mobile-nav{display:none}
@media(max-width:1040px){nav{gap:14px}nav a{font-size:15px}.v4-hero-grid,.about-split{grid-template-columns:1fr}.hero-image-card{min-height:440px}.hero-image-card img{min-height:440px}.track-grid,.service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.gates{grid-template-columns:repeat(3,minmax(0,1fr))}.tool-grid{grid-template-columns:1fr 1fr}.grid,.grid.two,.grid.four,.quick-points,.legal-tree,.flow,.footer .cols,.status-ladder,.info-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:720px){body{font-size:17px}.wrap,.header-inner,.topbar .inner{padding-left:18px;padding-right:18px}.topbar .inner{display:block}.topbar .inner div+div{margin-top:3px}.header-inner{min-height:70px}.brand strong{font-size:17px}.logo-mark{width:44px;height:44px}.header-inner nav{display:none}.mobile-nav{display:flex;position:sticky;top:70px;z-index:55;background:#fff;border-bottom:1px solid var(--line);overflow-x:auto;padding:9px 14px;gap:8px}.mobile-nav a{white-space:nowrap;text-decoration:none;background:#f5f7f9;color:var(--navy);font-size:14px;font-weight:850;border-radius:999px;padding:8px 12px}.v4-hero{padding:48px 0 44px}.v4-hero-grid{gap:28px}h1{font-size:42px}.lead{font-size:20px}.hero-image-card{min-height:340px;border-radius:22px}.hero-image-card img{min-height:340px}.hero-float{left:12px;right:12px;bottom:12px;padding:13px;display:block}.hero-float .mini-cta{display:inline-flex;margin-top:10px}.section{padding:52px 0}.section-head{display:block}.section-head p{margin-top:10px}.track-grid,.service-grid,.tool-grid,.trust-list,.grid,.grid.two,.grid.four,.quick-points,.legal-tree,.flow,.footer .cols,.status-ladder,.info-grid{grid-template-columns:1fr}.gates{grid-template-columns:1fr 1fr}.visual-strip{border-radius:20px}.visual-strip img{aspect-ratio:16/9}.visual-strip .caption{display:block}.visual-strip .caption p{margin-top:6px}.about-photo img{height:360px}.member-row{grid-template-columns:1fr}.sticky-cta{right:10px;bottom:10px}.sticky-cta a{padding:10px 12px;font-size:14px}}
@media(max-width:430px){.gates{grid-template-columns:1fr}.hero-badges{display:grid;grid-template-columns:1fr}.hero-image-card,.hero-image-card img{min-height:300px}}